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I have been using Quicken for more than 30 years and have upgraded with each new version.

I purchased and upgraded Quicken 2015 to Quicken 2016 and it is absolutely the worse upgrade I have ever used. All my accounts displayed their correct balances and the new bill tracking feature was nice.

Program freezes and requires a shut down from task manager then leaves your entire PC unstable until you reboot.

Do yourself a favor and wait for some patches before you spend the 2 hours reverting back to 2015 like I did!

I restored the same data file from backup and had the same password issue. At that point I decided to uninstall Quicken 2016 and reload Quicken 2015 and restore a 2 day old data file.