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At a minimum, make sure you know what you’re doing and read the fine print.When you chat with friends about settling debts or splitting the bill, Facebook doesn’t want you to have to open another app like Pay Pal or Venmo to send them money.In the meantime, Facebook worked with Pay Pal, Braintree and Stripe to power auto-fill of billing details for e-commerce checkouts, and built a Buy button for making purchases from the News Feed.

I don’t know what the age requirements are for getting a credit card, but in some cases, you present a valid credit card to prove that you are of a certain age and the site may put a temporary hold of $1 on the account.

Nonetheless, whenever you stumble into a free service that requests a credit card, .

Sometimes, you may receive an offer for a free trial period.

I’d expect this to be the most common scenario that matches what you’re talking about.

When in doubt, always assume anything that says free but requires a credit card is a scam.

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